Which of the Following Is Not a Primary Lender

A A margin loan with LVR of 70. A secondary mortgage market agency that provides liquidity to primary lenders.

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A declining cost of computer hardware b advent of data-base management systems c increased number of programmers d management trained in analytic techniques e increased number of software packages.

. A Management b Creditor c Lender d Investor. Which statement about Ginnie Mae is not true. Which one of the following items need not be stated.

The borrower generally pledges tangible assets as collateral. Primary financing refers to first trust deeds and secondary financing refers to junior liens. A Management b Creditor c Lender d Investor.

The name of the lender. Primary lenders are typically locally-owned banks which means that they do the credit analysis and underwriting process. Credit unions Commercial banks HUD Mortgage brokers.

Discouraging unfair practices D. The name of the lender. Which is NOT a primary lender for the residential properties.

The DIDMCA of 1980 and the DIA of 1982 were the initial acts to begin the deregulation of the commercial banking industry. A up to 500000 b 250000 c he is not exempt since he has not lived there for 5 years d he is not exempt since he must be at least 55 years old. Refers to loans made directly by the lender to the borrower nor Secondary financing refers to the resale of existing loans.

Extending a loan to a newer company is safer than an older company because the lender can place stricter covenants. The primary mortgage market is where loans are created. B secondary financing refers to the resale of existing loans.

The interest rate charged. Loans maturing in more than one year are often referred to as term loans. Providing technical guidance and training.

B A 10000 loan on a new 30000 boat secured by the boat. Wholesale lenders dont work directly with consumers but originate fund and sometimes service loans. Which of the following is not true about such financing.

Underwriters review a borrowers financial information and credit history. Which of the following is not a primary reason for the popularity of decision support systems. A primary lender that sells mortgages to secondary market agencies.

Offering loans for a nation to deal with natural calamity E. View Which of the following is not a primary function of a Bankdocx from BUSINESS A 17 at University of Delhi. Loans that meet the underwriting standards of Fannie Mae or Freddie Mac are known as.

All of the following are primary mortgage market lenders except which. The wholesale lenders name not the mortgage brokers company appears on loan. TRA 97 provides that he will be exempt from capital gains tax on profit.

Which of the following is not a primary function of a Bank. Ginnie Mae is a former government agency that became a private corporation in the 1970s. The lender primary source of repayment is part of.

You should review what an existing borrowers company offers every year to ensure they have not changed their primary market or value. When a qualified borrower is approved for a mortgage loan the loan is referred to as. Which of the following is NOT an institutional lender.

Question 19 2 points Which of the following is not considered to be a primary user of financial information for which financial reporting standards are designed. 14Which of the following would not be considered a consumer loan. Which one of the following items need not be stated on a mortgage note.

Saving and loan associations. George T a 45 year old bachelor has lived in his present home for three years and is planning on selling it. The federal agency that is completely government controlled and issues pass-through certificates to small investors with principal and interest guaranteed.

Which of the following is NOT a primary mortgage market lender. C when a lender encourages a borrower to refinance a loan so that they can charge high points and fees for the new loan. Lenders look at the target firms assets as their primary protection.

A primary financing refers to loans made directly by the lender to the borrower. Mortgage companies Not government regulated lenders. The buyers do not have enough.

C Both A and B D Neither A nor B. 2-Which of the following is NOT a reason why the ownership structure of a company is. Which of the following is not a primary function of.

B when lender requires a higher down payment from the unqualified buyer because of the type of neighborhood in which the property is located. Observing global financial development C. Facilitating import of goods.

A when a lender seeks only buyers with A paper. However there is another mortgage market that Francine wont be dealing with directly but that will still have an impact on her loan. The amount of the debt.

The primary objective of the 1933 Glass-Steagall Act was to prevent commercial banks from competing directly with commercial insurance companies. Bank loans are secured frequently by receivables and inventory. Which of the following is NOT one of the primary functions of the IMF.

Which of the following is NOT an institutional lender. THIS SET IS.

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